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 Introduction

Edinburgh Napier University is recognised as a Foreign School by the US Department of Education and holds a Title IV Agreement. Our School Code is G34184. This section provides guidance for US students about accessing federal and private loans to fund their studies at Edinburgh Napier University.

Like most Foreign Schools, Edinburgh Napier University does not have a Financial Aid Office. US Loans are administered by the Admissions Team. Once you have applied for Federal Student Aid we will guide you through the process by email. You are also welcome to call in during office hours to the Admissions office which is based at the Merchiston Campus if you have a query.

Eligibility

US Federal loans are generally available to eligible students who:

  • have received an unconditional offer to study an eligible course at Edinburgh Napier University - Please note courses are ineligible if any time on the course is spent in the USA or at an ineligible school or it involves any time off campus which is not under the direction, supervision and assessment of faculty staff​

  • will be studying at least half-time on campus and are not in default on a previous loan or exceeding Federal loan limits 
To maintain eligibility throughout the year, students must be making satisfactory academic progress; cannot take more than 150% of the normal time to complete a programme (Approved leave of absence will not be considered in the calculation) and cannot study in the US.
 

Eligible Programmes:

  • Bachelor’s Degree
  • Masters or PhD programmes
 

Non-eligible Programmes:

  • Programmes leading to a diploma or certificate
  • Nursing and Midwifery
  • Programmes taught within colleges associated or affiliated with Edinburgh Napier University
  • Distance learning programmes 
  • Programmes with a mandatory study abroad component at a non-certified US loans institution or at an institution in the U.S. (if study abroad is optional then you would still be ineligible if you chose to go) 

There are three types of US Federal Loan:

  • Subsidized (available to undergraduates only)
  • Unsubsidized and Plus Loans (available to graduate students or the parents of dependant undergraduates).

You may borrow only up to the estimated cost of attendance for your programme (including tuition, subsistence and airfare)

Please note that all loans must be repaid. It is the responsibility of the borrower to repay the loan, and to clarify the interest rates, repayment terms and conditions prior to application.

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