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  Funding Postgraduate Study

Here's where you can find out how much it will cost to study with us and how you can pay for it, both how to make your tuition payments to the University and the funding options available to you.


Postgraduate study can be an expensive undertaking so you must be sure it is something that you want to pursue. Particularly as there is no government support to cover the cost of tuition fees, which some of you will have received for your undergraduate degree from SAAS, and you will need to repay whatever you borrow plus the interest it accrues.

There are some courses which attract full funding either from a government body or an independent trust, but these are usually specialist courses and the funding isn’t guaranteed each year.

The cost of studying a Postgraduate qualification and the funding available will depend on your nationality, where you currently live, the type of course you are studying and your mode of study.

Postgraduate loans are the main source of funding for postgraduate study. Depending on where you live your student loan may cover all or part of your fees and/or living costs.

Calculating the cost

For courses at Edinburgh Napier, you can find the tuition fee costs on the course page of our website. For full-time courses, the price advertised is the full tuition fee cost of the course.

If you have graduated with an undergraduate degree from Edinburgh Napier University, we offer a 20% discount on taught postgraduate tuition fees, eligibility rules apply.  

If you are studying part time or want to exit your course early, you can calculate the cost of achieving your qualification with the following formula:

PG Certificate: this is the award given on completion of 3 master’s level modules or 60 credits. There are some specific PGCert courses, but you can exit any Master’s programme at this point to gain this award.

The fee for this qualification is the cost of 3 modules.

PG Diploma: this is the award given on the completion of 6 master’s level modules or 120 credits. There are some specific PGDip course, but you can exit any Master’s programme at this point with this award.

The fee for this qualification is cost of 6 modules.

Masters: this is the award given on completion of a full Master’s programme (180) credits.

The fee for this qualification can be calculated as follows:

6 x module (20 credits each) fees + 1 x dissertation (60 credits) fee.

Paying for your course

Most universities offer payment plans to help you spread the cost of your course across the academic year. This can be especially helpful if the loan amount you are able to apply for does not cover the full cost of your tuition fees and you need to make up the difference yourself.

Please note that some courses such as the MSW Social Work, Masters in Nursing/Midwifery and PGDE courses have different funding criteria. Check out the course pages for more information.

Postgraduate loans are the main source of funding for postgraduate study and you should apply via your regional funding body.

  • Scotland and EU: SAAS
  • England: Student Finance England (SFE)
  • Wales: Student Finance Wales (SFW)
  • Northern Ireland: Student Finance NI (SFNI)

Students from Scotland and the EU

Full-time students from Scotland and the EU** can apply for up-to £10,000. This amount is split in to a £5,500 for tuition fee loan and a £4,500 living cost loan.

Students studying part-time are only able to apply for the £5,500 tuition fee loan.

Funding is now also available for distance, online and research masters courses.

Students from England

Students from England can apply for a postgraduate loan of up to £10,906 for all study modes. The loan is paid directly to you, and you can use it towards the cost of your tuition fees and/or living costs. This means that you will have to arrange the payment of your tuition fees directly with the university.

The loan will be paid in three equal instalments throughout the year. If your course lasts more than one year, the loan will be divided equally across each year.

Students from Wales

Students from Wales can receive up to £17,000 as a combination of grant (money you don’t re-pay) and loan (money you do re-pay). The grant/loan split is dependent on your household income.

You will receive payment sin three equal instalments across the academic year. If you’re studying for more than one year, the loan and grant will be divided equally across each year of study.

Students from Northern Ireland

Students from Northern Ireland can apply for a tuition fee loan of up to £5,500 and covers all study modes. Payments are made in three instalments of 25%, 25% and 50% across the academic year.

If your course lasts longer than 1 year this amount will be split equally across each year. You will also need to re-apply for funding each year.

MSW Social Work

The programme is largely for self-funded students and unfortunately it is not possible to get a postgraduate loan from SAAS for this course.

There are a small number of bursaries available to students on this programme, which are provided by the SSSC. However, the allocation of these is done by the university. SAAS is not involved in the finance for this course in any way.

The bursary available is made up of three components:

  • Tuition Fee Component £3,415 per annum (2018/2019) Please note this does not cover the full cost of tuition and is paid directly to the university.
  • Means-tested Grant/Means-tested allowances up to £3949 per annum (2018/2019). The amount awarded is assessed based on dependents and household income.
  • Placement travel expenses: £500

Eligible students will receive at least the £500 placement travel expenses and the tuition fees component £3,415 (2018/2019).

The SSSC ultimately decides on who receives a bursary and for what amount however, the university is responsible for nominating students to the SSSC. Each university is allocated a limited quota of students whom they can nominate, previously we have had around 9 bursary places available for an overall intake of 15-20 students.

It is up to the university to decide who they put forward to the SSSC as nominees, and the decision is based on whether the student meets the eligibility criteria which is based on residence status, widening access principles and the overall quality of the students application. Once the university has decided who to nominate they send the list on to the SSSC who will invite those students to apply for the bursary. Nomination does not guarantee that you will receive any funding. After the nomination stage, the decision is entirely up to the SSSC and the university cannot influence any decision made, any questions at this point about your application should be directed straight to the SSSC.

Unfortunately, there is very little other funding available to help towards the cost of this course.

We do have a university discretionary fund which can be applied to for help with cost of studying, including formal childcare. You can find out more about this fund here or you can email​

Repaying your postgraduate student loan

Repayment works in the same way as undergraduate loans, with repayments beginning the April after you graduate and based on what you earn over set thresholds.

For full information and eligibility criteria please visit the relevant funding body website.

Other types of funding

There are some other sources of funding available for postgraduate students such as bursaries and scholarships. Check out the fees and funding page of our website to find an up-to-date list of the funding available via our website. It is also worth checking to see if there are external funding opportunities for your course or personal situation.

The Childcare Fund is available to apply to if you need to pay for formal childcare whilst you are studying. The money awarded is in the form of a grant, so repayment is not required. This fund is only available to full-time UK Postgraduate Students who have been awarded the full Postgraduate Tuition Fee Loan.

The university also offers a discretionary fund for students who need a little extra help during their studies. This includes a childcare discretionary fund which can be applied to by those who do not meet the eligibility criteria for the Childcare Fund.

Students often take on part-time work opportunities to support themselves while living in Edinburgh. You can find out more information about such opportunities via our careers team. If you are a Tier 4 student, you can find more information about the number of hours you are permitted to work from the UK Council for International Student Affairs.

Don’t forget, as a full time student you are entitled to a 25% discount on your council tax if you are living with others who are not students. If you are living on your own, or only with other students, your council tax should be waived entirely.

Scholarships and Bursaries at Edinburgh Napier University

Information about any scholarships and bursaries that could be available at Edinburgh Napier University is on the main university website at:

Register of Educational Endowments

Maintained by the Student Awards Agency Scotland (SAAS) and contains information on Scottish trusts.  SAAS can search the register for you if you fill in and send them an enquiry.

Educational Grants Advisory Service


UK Government website

Financial help once you are a Matriculated Student at Edinburgh Napier University (Discretionary/Childcare Funds)

If you find yourself in financial difficulties, or you need help with essential childcare costs, once you are a matriculated   student at Edinburgh Napier you may be eligible to apply to the University Discretionary and/or Childcare Funds.  You should check these out via the myNapier section of the University website for full eligibility criteria and how to apply.  

Contacting Edinburgh Napier University Student Funding Team

You can contact the Student Funding Team directly by email:​​​​ | Edinburgh Napier Mobile App