Money
The Money pages provide you with information, guidance and support to a wide range of finance specific information and helps you apply for a range of funding packages and childcare support.
Money Worries and Debts – How to get help and advice
It can be difficult to reach out and ask for help, especially when it comes to money matters. However, we know that managing finances can be a challenge for many of our students and this can cause significant worry, particularly with the current increase in the cost of living.
The Student Funding Team are on hand to help, listen and advise you of the best ways to make the most of your money, be it through budgeting and managing your outgoings or finding other sources of funding you may be eligible for.
If you are struggling with your finances and are worried that your income does not cover your outgoings and/or you cannot make sufficient payments to your landlord, credit cards companies or other financial commitments, we are here to offer advice. Don’t leave things to reach crisis point, please get in touch, we can help you set a realistic budget and give advice on where and how to seek professional help with unmanageable debts.
SAAS Update for 24/25 Academic Session
SAAS funding applications for the 24/25 Academic Session are now open, and we would encourage ALL continuing students to make their applications as early as possible and before 30th June to guarantee funding is in place for the start of your course.
There are a few changes to the funding package for Scottish students from 24/25, here are the highlights:
- Scottish students will benefit from a £2,400 increase to their annual support package from the 24/25 academic session. The Scottish Government recently announced a new Special Support Loan for full time students meaning the main undergraduate funding package will rise to a maximum of £11,400 per year (household income of less than £21,000) and the postgraduate funding package will rise to £13,900 per year.
- You will also be able to choose to spread your payments over term time or over 12 months when you apply. Payments to students on a one year course, or final year students will automatically be made over term time.
- For payments over term time, a double payment will be made at the start of your course and then monthly instalments across the rest of the months of the term. If you opt for 12 monthly payments, only one payment will be received at the start of your course, with 11 further monthly instalments.
- Once you have made your preferred payment choice you will not be able to change this until you reapply the following academic year.
For more information, please visit the SAAS Webpage or click on the following links:
- For Undergraduate Funding:Undergrad Funding - SAAS - Higher Education - Student Loan - Bursary
- For Postgraduate Funding - Postgraduate funding - Full Time - SAAS
You can also contact SAAS if you need help with your application or have any funding questions through their webchat service and their website Contact Us page. You can also follow SAAS on various social media channels:
Facebook
X (Twitter)
Instagram
TikTok
YouTube
How to contact us
Problem paying fees?
If you are facing financial hardship, temporary difficulties, or any other problem affecting payment of your fees, please address this as soon as possible. We can either discuss how best to resolve your difficulties or guide you to other services who may be able to help further. Click here to find out who to contact if you need further information or are having payment issues.
Student Funding Team
By email: studentfunding@napier.ac.uk
By telephone: please call 0131 455 2944 Monday to Thursday
To make an appointment:
If you wish to have a face to face conversation, the Student Funding team have appointments available:
Wednesday
- Craiglockhart campus between 9am and 12noon
Thursday
- Sighthill campus between 9.30am and 12.15pm
- Bainfield accommodation between 9.30am and 12.15pm
- Merchiston campus between 1:30pm and 4:15pm
To book an appointment please visit the following webpage myFuture (napier.ac.uk). Please tell us why you are making your appointment in the comments box provided. We can then contact you if you need to bring any specific information with you on the day.
All appointments are confidential and are in a private room. We can also hold your appointment on Teams if this is your preferred option.
How the Student Funding team can help
Help with applications - If you need help with an application to any of our funds one of our team will be happy to help. Please ensure that you bring along all of the required documents in a digital format as, without these your application may be delayed and you may need another appointment. If you need to scan any documents in, there are Multifunction Printers and Scanners located at each campus to allow you to do this. It is important you provide all the evidence we require when you make your application.
Budgeting advice - You can make an appointment with a Student Funding Advisor who help you set a realistic budget on a one to one basis. We can give advice on how to maximise your income, cut down on outgoings, how to seek professional help with unmanageable debts and explore what extra funding you may be eligible to apply for.
Details of extra funding available:
Before you make an appointment, you should consider which funds may suit your circumstances:
- Discretionary
- Childcare Funds
- Find a Fund
- International and EU Crisis Fund
- International Student Emergency Fund
- Global Conflict Discretionary Fund
Please note: that we cannot help with enquiries about the status of an existing application if it was submitted less than 21 days ago.
Making Payments
Funding
Scholarships and Bursaries
Government Funding
Students from the UK should ensure that they have applied for all applicable funding available to them. Student Funding can assist if you are having problems sourcing the correct Government Funding.
Student loans Tuition Fees Funding for nursing students Part-time fee grant and support Student Fees and University Debt Policy